Care Home Funding

AssetStone provides first charge bridging loans tailored for investment and business endeavours. We assess all types of credit histories and can accommodate borrowers with CCJs and past arrears. We prioritise the evaluation of the property and your project objectives.

Product Features

Up to 70% LTV (Gross)

Up to 60% LTV (Net)

Interest Rates from 1.15% per month

Single Care Homes & Portfolios

Loans from £1m to £50m

Terms from 1 to 5 years 

Our process

Step 1

The Enquiry

Get started on your bridge loan by calling our office, emailing us, completing the online form to request information, or asking for an expert to contact you when it’s convenient to discuss your real estate financing needs.

Step 2

Term Sheet

Once we receive your information, our underwriters will promptly assess if your needs align with our bridge loan criteria. If so, we can typically provide a Term Sheet within 24 hours for you to review and sign. 

Step 3

Due diligence & Credit Approval

Once we have received your signed Term Sheet we shall commence our due diligence in order to prepare and submit to our credit team. Credit approval can take up to 3 workings days subject to receiving all required information. 

Step 4

Valuation & Legals

We will appoint an accredited RICS surveyor to assess the properties being used as collateral for the bridge loan. Upon receiving an acceptable property valuation report supporting the financing terms, we will provide our Checklist of Requirements to your solicitor outlining necessary legal documentation and items confirming ID and ownership validation. 

Step 5

Funds released

After our solicitor has received all necessary replies and supporting documentation, we swiftly move forward to drawdown. Within 24 hours of obtaining the title report, we promptly coordinate the release of funds to your solicitor for a seamless completion.